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How your bank can lead the energy transition

Written by Børge Astrup | Aug 13, 2025

It’s 2025 and the energy transition is accelerating. More financial institutions face mounting pressure to manage climate-related risks, especially in high-emission sectors like real estate. The Rocky Mountain Institute (RMI) recently highlighted that many corporate transition assessments provide only superficial snapshots, lacking the operational detail needed for truly informed and low-risk decisions.

We’ve developed software that delivers real-time, granular insights into building performance, upgrade potential, and precise transition risk calculations. This actionable intelligence goes beyond high-level ratings and targets to reveal where banks can deploy capital most effectively to support meaningful green upgrades.

Why does green finance software matter to banks?

Used properly, green finance software is a profit generator, and NOT a cost centre. Because lending decisions based on incomplete or aggregated data miss critical nuances and opportunities for growth. A building’s transition risk depends on real asset performance, upgrade feasibility, local market conditions, and even geographical or physical variables — not just broad climate targets or capex summaries. Currently, Norwegian banks use our software to dive deeper into their property portfolios looking for hidden value and risks that they otherwise can’t see.

Netto bridges the vital gap between financing and building management, empowering banks to make smarter lending decisions and helping their customers make the changes their properties need in order to thrive. Our platform helps reduce risk, unlock better financing options for building owners, and accelerate the shift toward low-carbon, future-proof commercial property portfolios. The result is more resilient, profitable portfolios that are also aligned with net zero targets.

We believe financial institutions can be key drivers of the energy transition. By embracing smarter transition intelligence, as RMI advocates, and leveraging Netto’s insights, banks can confidently transform high-emission buildings into low-risk, future-proof investments benefiting their customers, their balance sheets, and the planet alike.

As of August 2025, more than 9 million m² of commercial property is already on track for net zero using Netto.